Loan Rates

 

MORTGAGE RATES

Check out our rates for purchasing or refinancing your home:

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Auto and Recreational Vehicle***

YearTermRates As Low AsAPR* As Low As
2019-202272 Months5.245.406
2019-202260 Months4.995.186
2019-202248 Months4.744.982
2019-202236 Months4.494.807
2014-201860 Months5.74%5.938
2014-201848 Months5.495.733
2014-201836 Months5.245.559
2010-201348 Months6.997.236
2010-201336 Months6.747.061
2010-201324 Months6.496.960
2007-200948 Months10.4910.743
2007-200936 Months10.2410.568
2007-200924 Months9.99%10.466
2006 & older24 Months10.99%11.468
Effective Date: September 1, 2022

All of Peru Federal Savings Bank's Consumer Loan Rates are Risk-Based. Adjustments may be made to the rates listed above based on the customers loan to value & credit scores from the Credit Agencies.

***Recreational Vehicle Rates are 1.50% over Auto Rates listed

*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $20,000 and include a $95 document preparation as a prepaid finance charge.

**Loan amount up to dealer invoice for new vehicles and NADA clean trade for used vehicles. Borrowers must meet income standards and other underwriting standards. A $20,000 auto loan for 60 months at 2.99% has a payment of $359.28 and the APR is 3.183%. A $20,000 auto loan for 72 months at 3.24% has a payment of $306.03 and the APR is 3.402%. Rates are subject to change at any time.

Rates subject to change at any time.

Personal Loan

Loan TypeRateAPR* 
Unsecured < $2,00015.00%18.79%
Unsecured > $2,00015.00%16.52%
Share Loans2.00% Over Deposit RateUp to 100% Actual Value
Effective Date: Sunday, June 1, 2022

*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $2,000 & $5,000 and interest rate of 15% for 24 months and included $95 document preparation as a prepaid finance charge.

Rates subject to change at any time.