Loan Rates

 

MORTGAGE RATES

Check out our rates for purchasing or refinancing your home:

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Auto and Recreational Vehicle***

YearTermRates As Low AsAPR* As Low As
2018-202172 Months3.243.403
2018-202160 Months2.993.184
2018-202148 Months2.742.978
2018-202136 Months2.492.804
2013-201760 Months3.74%3.935
2013-201748 Months3.493.730
2013-201736 Months3.243.555
2010-201248 Months4.995.233
2010-201236 Months4.745.058
2010-201224 Months4.49.956
2007-200948 Months8.498.739
2007-200936 Months8.248.564
2007-200924 Months7.99%8.463
2006 & older24 Months10.99%11.468
Effective Date: January 1, 2021

All of Peru Federal Savings Bank's Consumer Loan Rates are Risk-Based. Adjustments may be made to the rates listed above based on the customers loan to value & credit scores from the Credit Agencies.

***Recreational Vehicle Rates are 1.50% over Auto Rates listed

*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $20,000 and include a $95 document preparation as a prepaid finance charge.

**Loan amount up to dealer invoice for new vehicles and NADA clean trade for used vehicles. Borrowers must meet income standards and other underwriting standards. A $20,000 auto loan for 60 months at 2.99% has a payment of $359.28 and the APR is 3.183%. A $20,000 auto loan for 72 months at 3.24% has a payment of $306.03 and the APR is 3.402%. Rates are subject to change at any time.

Rates subject to change at any time.

Personal Loan

Loan TypeRateAPR* 
Unsecured < $2,00015.00%18.79%
Unsecured > $2,00015.00%16.52%
Share Loans2.00% Over Deposit RateUp to 100% Actual Value
Effective Date: Sunday, May 24, 2020

*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $2,000 & $,5000 for 24 months and included $95 document preparation as a prepaid finance charge.

Rates subject to change at any time.