Loan Rates

 

MORTGAGE RATES

Check out our rates for purchasing or refinancing your home:

Learn More

 

Auto and Recreational Vehicle***

YearTermRates As Low AsAPR* As Low As
2020-201872 Months4.244.403
2020-201860 Months3.994.184
2020-201848 Months3.743.979
2020-201836 Months3.493.804
2017-201560 Months4.74%4.935
2017-201548 Months4.494.731
2017-201536 Months4.244.555
2014-201248 Months5.996.233
2014-201236 Months5.746.058
2014-201224 Months5.495.955
2011-200748 Months9.499.739
2011-200736 Months9.249.564
2011-200724 Months8.99%9.462
2006 & older24 Months10.99%11.466
Effective Date: September 12, 2020

All of Peru Federal Savings Bank's Consumer Loan Rates are Risk-Based. Adjustments may be made to the rates listed above based on the customers loan to value & credit scores from the Credit Agencies.

***Recreational Vehicle Rates are 1.50% over Auto Rates listed

*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $20,000 and include a $95 document preparation as a prepaid finance charge.

**Loan amount up to dealer invoice for new vehicles and NADA clean trade for used vehicles. Borrowers must meet income standards and other underwriting standards. A $20,000 vehicle loan at 3.49% for 60 months is equal to $365.53 monthly payment with an annual percentage rate of 3.689%. A $20,000 vehicle loan at 3.74% for 72 months is equal to $312.07 monthly payment with an annual percentage rate of 3.908%. Rates are subject to change at any time.

Rates subject to change at any time.

Personal Loan

Loan TypeRateAPR* 
Unsecured < $2,00015.00%18.79%
Unsecured > $2,00015.00%16.52%
Share Loans2.00% Over Deposit RateUp to 100% Actual Value
Effective Date: Sunday, May 24, 2020

*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $2,000 & $,5000 for 24 months and included $95 document preparation as a prepaid finance charge.

Rates subject to change at any time.