Loan Rates

 

MORTGAGE RATES

Check out our rates for purchasing or refinancing your home:

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Auto and Recreational Vehicle***

YearTermRates As Low AsAPR* As Low As
2019-202272 Months4.744.905
2019-202260 Months4.494.685
2019-202248 Months4.244.481
2019-202236 Months3.994.306
2014-201860 Months5.24%5.437
2014-201848 Months4.995.232
2014-201836 Months4.745.058
2010-201348 Months6.496.735
2010-201336 Months6.246.561
2010-201324 Months5.996.459
2007-200948 Months9.9910.242
2007-200936 Months9.7410.067
2007-200924 Months9.49%9.965
2006 & older24 Months10.99%11.468
Effective Date: June 17, 2022

All of Peru Federal Savings Bank's Consumer Loan Rates are Risk-Based. Adjustments may be made to the rates listed above based on the customers loan to value & credit scores from the Credit Agencies.

***Recreational Vehicle Rates are 1.50% over Auto Rates listed

*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $20,000 and include a $95 document preparation as a prepaid finance charge.

**Loan amount up to dealer invoice for new vehicles and NADA clean trade for used vehicles. Borrowers must meet income standards and other underwriting standards. A $20,000 auto loan for 60 months at 2.99% has a payment of $359.28 and the APR is 3.183%. A $20,000 auto loan for 72 months at 3.24% has a payment of $306.03 and the APR is 3.402%. Rates are subject to change at any time.

Rates subject to change at any time.

Personal Loan

Loan TypeRateAPR* 
Unsecured < $2,00015.00%18.79%
Unsecured > $2,00015.00%16.52%
Share Loans2.00% Over Deposit RateUp to 100% Actual Value
Effective Date: Sunday, June 1, 2022

*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $2,000 & $5,000 and interest rate of 15% for 24 months and included $95 document preparation as a prepaid finance charge.

Rates subject to change at any time.