Check out our rates for purchasing or refinancing your home:Learn More
Auto and Recreational Vehicle***
|Year||Term||Rates As Low As||APR* As Low As|
|2008 & Older||36 Months||10.99%||11.320%|
|2008 & older||24 Months||10.49%||10.967%|
All of Peru Federal Savings Bank's Consumer Loan Rates are Risk-Based. Adjustments may be made to the rates listed above based on the customers loan to value & credit scores from the Credit Agencies.
***Recreational Vehicle Rates are 1.50% over Auto Rates listed
*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $20,000 and include a $95 document preparation as a prepaid finance charge.
**Loan amount up to dealer invoice for new vehicles and NADA clean trade for used vehicles. Borrowers must meet income standards and other underwriting standards. A $20,000 auto loan for 60 months at 6.49% has a payment of $391.23 and the APR is 6.689%. A $20,000 auto loan for 72 months at 6.74% has a payment of $338.49 and the APR is 6.909%. Rates are subject to change at any time.
|Unsecured < $2,000||15.00%||18.79%|
|Unsecured > $2,000||15.00%||16.52%|
|Share Loans||2.00% Over Deposit Rate||Up to 100% Actual Value|
*APR= Annual Percentage Rate. Loan APR calculations based on loan amount of $2,000 & $5,000 and interest rate of 15% for 24 months and included $95 document preparation as a prepaid finance charge.
Rates subject to change at any time.