Compare Checking Accounts
We have your financial needs covered with five different checking accounts that offer benefits like convenience, ID protection, interest earnings and much more. Comparing checking accounts is simple with the table below, or contact one of our bankers to help choose the best option for you!
| E-Checking Learn More |
Secure Plus Checking Learn More |
55+ Checking Learn More |
College Bound Checking Learn More |
Investors Choice Checking Learn more |
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| Best For | Easy, uncomplicated banking | Identity theft protection & additional benefits | Individuals 55 years or better |
Students between the ages of 16-24 | High balances & earning interest |
| Open Account Now | Open Account Now | Open Account Now | Open Account Now | Open Account Now | |
| Minimum Balance | None | None | None | None | Maintain $1,000 average daily balance to avoid $10/month service charge |
| Minimum Opening Deposit | $50.00 | $50.00 | $50.00 | $50.00 | $1,000.00 |
| Monthly Maintenance Fee | None | $4.95/month | None | None | $10.00/month if $1,000 average daily balance is not met |
| Earns Interest | No | No | Yes Check rates here |
Yes Check rates here |
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| Benefits | None | IDProtect†– an identity theft protection service, savings on gift cards, cash back and much more Learn more here |
Free Express Checks (up to 3 box a year)
Free E-statements or paper statements |
Free box of Express Checks | Interest paid monthly by crediting |
| Qualifications | N/A | N/A | Primary owner must be at least 55 years of age at the time of opening | N/A | N/A |
| Free ATMs | Up to $20/cycle refunded for non PFSB owned ATMS or non Money Pass ATM Network ATMs** | Yes, with MoneyPass ATM Network* | Yes, with MoneyPass ATM Network* | Up to $20/cycle refunded for non PFSB owned ATMS or non Money Pass ATM Network ATMs** | Yes, with MoneyPass ATM Network |
| Free Online Banking & Bill Pay | Yes | Yes | Yes | Yes | Yes |
| Free Mobile Banking & Mobile Deposit†† | Yes | Yes | Yes | Yes | Yes |
| Free Debit Card | Yes | Yes | Yes | Yes | Yes |
| Mobile Wallet | Yes | Yes | Yes | Yes | Yes |
| *Must use MoneyPass ATM Network **Up to $20 in ATM fees charged to your account by using a non-Peru Federal Savings Bank ATM will be refunded each statement cycle. †IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. ††Per your data provider, SMS message and data fees may apply. |
