55+ Checking

Experience brings wisdom and assurance that you know your needs best. Our 55+ checking account is designed for individuals 55 years or better who desire a hassle-free, convenience focused and interest bearing account.


  • Primary owner must be 55 years of age at time of opening
  • Interest paid monthly by crediting
  • $50 minimum deposit to open
  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Free Express Checks (up to 3 boxes per year)
  • Free E-Statements or paper statements

With 55+ Checking you have the option to receive traditional paper statements for free, or you may sign up for free E-Statements and begin receiving your statements electronically.

Free Mobile Banking and Mobile Deposit*

Download our mobile app today and manage your Peru Federal accounts from anywhere at any time using your mobile phone or tablet.  Deposit checks, pay your bills and even send and receive money from others.

Free Online Banking with Bill Pay

Safe and secure online banking makes checking balances, transferring funds, even paying bills simple and that saves you trips to the bank and time.

Free VISA® Debit Card

Enjoy the convenience of using your Peru Federal Saving Bank Debit Card at millions of locations that accept VISA®.

Member of the MoneyPass ATM Network

Sweep Protection

With our optional sweep protection, if you overdraw your primary checking account, we will transfer available funds from a connected E-Savings or second checking account to cover the overdraft.

Open your account online today!

If you have questions, we’re always happy to help.

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