Peru Federal Savings Bank offers different checking accounts that are designed around you and it all depends on whether you are in need of a basic or interest bearing solution.


Whether you are saving for a vacation, college or something else, choose a savings account that will help you meet your goals.


Do you need a card for personal or business use? Do you want to collect points or you need a low rate? We have multiple card options that will fit your needs.


Manage your finances whenever and wherever with Online Banking from Peru Federal Savings Bank. Enjoy access to safe and secure online banking tools 24 hours a day, entirely for free.

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Want to protect yourself from an accidental overdraft? With sweep protection, if you overdraw your primary checking account, we will transfer or “sweep” available funds from a connected E-Savings or second checking account to cover the overdraft.

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No more filing and storing statements. No more statements sitting in your mailbox, which means your account information will be safer. Plus, you will have 24/7 access.

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No matter your stage in life, Peru Federal Savings Bank is prepared to guide you through your journey

Request For Call Back

Are you interested in opening a checking account with us? Or maybe you are ready to get the home from your dreams? We are always happy to hear from you. Fill in the form and we will get back to you as soon as possible.

COVID-19 Update



Due to the increases in COVID cases in the Illinois Valley, the bank has made the decision to close our lobbies effective immediately- Thursday, November 12, 2020 to help limit the potential spread of the COVID-19 Virus. 

The drive-up windows at each location will remain open during regular business hours.  We encourage you to call us, use online or mobile banking or use the ATM at either location. 


4th Street Drive Up Hours:

Monday – Friday 7:30 a.m.-5:00 p.m. / Saturday 7:30 a.m. – Noon

Shooting Park Road Drive Up  Hours:

Monday – Friday 7:30 a.m.-5:30 p.m. / Saturday 7:30 a.m. – 12:30 p.m.

Customers that need lobby services can make an appointment by calling 815-223-4300.


We thank you for your cooperation and understanding during this difficult time and apologize for any inconvenience that this may cause to you.  We hope that we can get back to normal operations soon and will continue to communicate with you when we intend to reopen the lobbies.  Until that time, we are committed to serving you and meeting your needs in the safest way possible.  The health and safety of our customers and employees is extremely important to us. 

Peru Federal Savings Bank appreciates your understanding and cooperation during this challenging time.  We apologize for any inconvenience this change may cause.  We hope to get back to our normal business hours soon and will continue to communicate with our customers to ensure that we can meet their needs.  The health and well-being of our customers and employees is our main goal.  Thank you for your continued business and stay safe!