Auto Loans

Have you found the vehicle of your dreams? Need to refinance an existing vehicle loan? We have options for you! Competitive rates are available for new and used auto loans for terms up to 72 months.


  • Terms up to 72 months Fixed interest rate
  • Low fees
  • Finances up to 100% of a new vehicle’s invoice price or the NADA Clean
  • Trade-In Value on a used vehicle

With a Peru Federal Savings Bank Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day. Here’s how to get started:

  1. First, take our One-Minute Auto Loan Test. You may be surprised to find out how much more car you can drive.
  2. Order your Credit Report to make sure you’re in good standing.
  3. Apply for pre-approval with our Secure Loan Application, or call us at 815-223-4300. We’ll get back to you right away with the answer you need.
  4. Call or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.

With a Peru Federal Savings Bank Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.