Certificate of Deposit

Step-up your savings portfolio with a Certificate of Deposit. We offer a variety of terms and competitive rates. Risk-free way to grow your funds and earnings you can count on to boost your bottom line.


  • Great rates
  • Interest credited monthly
  • Variety of terms from 3 to 60 months available
  • $1,000 minimum deposit to open

There may be a substantial penalty for early withdrawal of a Certificate of Deposit.

We’ve Got A Certificate of Deposit That’s Right For You

Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it. Your investment is safe because Peru Federal Savings Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual – making them as safe as any investment in the world. We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $1000, you can open your own CD. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at 815-223-4300.

  • Short-Term CDs. Short term savings certificates, usually up to 3 months, offer you the fastest, readiest access to your money.
  • Medium-Term CDs. Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs.
  • Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.


Looking for Additional FDIC Coverage?


No Limit CD’s through Intrafi Network Deposits

A Great Service for Deposit Investors Large and Small. With our No Limit CD’s program through the IntraFi Network Deposits (CDARSSM), you can access millions in FDIC insurance for deposits, both small and large, and enjoy the simplicity of banking with just one trusted, local financial institution.

This service can offer you significant benefits:

  • Safety of FDIC insurance for large and small deposits
  • CD interest
  • Management Convenience
  • Security of working with a trusted, local source

Having your funds placed in the No Limit CD’s program through IntrFi Network Deposits couldn’t be easier or more convenient. To get started, please call or stop by Peru Federal Savings Bank today to speak to one of our customer service representatives.