Business Solutions

We know you’re busy.  Banking and finances add just one more element to your day.  We offer many great business banking, cash management, and lending tools to help you stay organized and successful.
We invite you to take a look below to see how we might best help with your banking needs. If you have questions, we’re happy to help!

Business Checking

Peru Federal Savings offers several business checking accounts perfect for small businesses, with options that have no monthly fees and low minimum balance requirements.  Adding a business savings or money market account extends your ability to be financially responsible with your business funds.

Business Lending

We offer business loans structured to provide flexible terms and competitive rates. Whether you’re expanding your business, acquiring another company, buying assets, or replenishing working capital, we can structure a loan that meets your needs.  Our decisions are made locally which means we are able to act quickly to help move your business forward.  Talk to one of our lenders to help you find the best solution for your situation.

• Flexible payment terms based on the needs of your business
• Competitive rates with fixed or variable rate options

Business loans can be used for:

• Business acquisition – asset purchase or corporate stock purchase
• Fixed asset purchases – computers, equipment, vehicles, and machinery
• Business expansion and permanent working capital
• Municipal loans

Cash Management

Enjoy the benefits of ACH, mobile banking, merchant services, and more with selected products from our cash management suite.  Talk to your business banker about your needs and can put together the right package for your business.

• ACH origination
• Express deposit
• Online & mobile banking
• Merchant services
• Wire transfers
• Sweep accounts

Credit Cards

Make essential business purchases whenever you need to with our Visa business credit cards. With low or no annual fees, our cards provide a convenient way to manage employee expenses and essential company purchases.

Meet the Business Banking Team

When you work with our business banking team, you truly will experience the difference.  We put you and your priorities first. Our bankers have the knowledge and tools to help you get ahead and will make sure you know about every opportunity to grow your business.