Peru Federal Savings Bank

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Savings Rates

Statement Savings Account

How to Open

Effective Date: Wednesday, November 20, 2019

RateAPY*
0.15%0.15%

Minimum amount to establish an account is $100.00. Pays monthly interest. There is a $1.00 per month service charge if the average daily balance falls below $100.00. Average daily balance must be > $10.00 to earn APY*.

*APY = Annual Percentage Yield

Rates are subject to change at any time.

E-Savings Account

How to Open

Effective Date: Wednesday, November 20, 2019

RateAPY*
0.10%0.10%

Minimum amount to establish an account is $100.00. Pays monthly interest. There is a $1.00 per month service charge if the average daily balance falls below $100.00. This account is ideal for Sweep Protection. Average daily balance must be > $10.00 to earn APY*.

*APY = Annual Percentage Yield

Rates are subject to change at any time.

Kids Club Cent-Sational Super Savers

How to Open

Effective Date: Wednesday, November 20, 2019

RateAPY*
0.15%0.15%

Minimum amount to establish an account is $25.00. Pays quarterly interest. No minimum balance & no quarterly service charge. Open to children ages 12 and under. No minimum balance to earn APY*. Must have a parent or guardian on account.

*APY = Annual Percentage Yield

Rates are subject to change at any time.

Passbook Savings Account

How to Open

Effective Date: Wednesday, November 20, 2019

RateAPY*
0.15%0.15%

Minimum amount to establish an account is $100.00. Pays quarterly interest. There is a $1.00 per quarter service charge if the average daily balance falls below $100.00. Average daily balance must be > $10.00 to earn APY*.

*APY = Annual Percentage Yield

Rates are subject to change at any time.

Money Market Deposit Account

How to Open

Effective Date: Wednesday, November 20, 2019

TierRateAPY*
$0.00 - $499.990.00%0.00%
$500.00 - $2,499.990.05%0.05%
$2,500.00 - $24,999.990.15%0.15%
$25,000.00 - $99,999.990.25%0.25%
$100,000.00 and above0.40%0.40%

Minimum amount to establish an account is $100.00. Pays interest monthly. There is a $1.00 per month service charge if the average daily balance falls below $100.00.

*APY = Annual Percentage Yield

Rates are subject to change at any time.

Investor's Money Market Deposit Account

How to Open

Effective Date: Wednesday, November 20, 2019

TierRateAPY*
$0.00 - $99,999.990.15%0.15%
$100,000.00 - $249,999.990.45%0.45%
$250,000.00 and above0.65%0.65%

Minimum amount to establish an account is $10,000.00. Pays interest monthly. There is a $25.00 per month service charge if the average daily balance falls below $10,000.00.

*APY = Annual Percentage Yield

Rates are subject to change at any time.

Christmas Club

How to Open

Effective Date: Wednesday, November 20, 2019

RateAPY*
0.15%0.15%

No minimum opening deposit is required. Pays interest quarterly and at maturity in October. No quarterly service charge. No minimum balance to earn APY*.

*APY = Annual Percentage Yield

Rates are subject to change at any time.

Vacation Club

How to Open

Effective Date: Wednesday, November 20, 2019

RateAPY*
0.15%0.15%

No minimum opening deposit is required. Pays interest quarterly and at maturity in May. No quarterly service charge. No minimum balance to earn APY*.

*APY = Annual Percentage Yield

Rates are subject to change at any time.