Automobile and Recreational Vehicle Rates***

 

 

Year

Term

Rates As Low As

APR* As Low As

2012 & 2011

72 Month

3.49%

3.617%

2012 & 2011

60 Month

3.12%

3.271%

2012 & 2011

48 Month

2.62%

2.807%

2012 & 2011

36 Month

2.49%

2.737%

2010

72 Month

3.62%

3.747%

2010

60 Month

2.99%

3.141%

2010

48 Month

2.74%

2.927%

2010

36 Month

2.62%

2.866%

2009

60 Month

3.12%

3.271%

2009

48 Month

2.87%

3.058%

2009

36 Month

2.74%

2.986%

2008

60 Month

3.37%

3.521%

2008

48 Month

3.12%

3.308%

2008

36 Month

2.99%

3.237%

2007

60 Month

3.62%

3.772%

2007

48 Month

3.37%

3.558%

2007

36 Month

3.24%

3.487%

2006

60 Month

4.12%

4.273%

2006

48 Month

3.87%

4.059%

2006

36 Month

3.74%

3.988%

2005

48 Month

4.37%

4.560%

2005

36 Month

4.24%

4.488%

2004

36 Month

4.99%

5.240%

2004

24 Month

4.87%

5.237%

 

 

 

All of Peru Federal Savings Bank's Consumer Loan Rates are Risk-Based.  Adjustments may be made to the rates listed above based on the customers loan to value & credit scores from the Credit Agencies.

 

 

 ***Recreational Vehicle Rates are 1.50% over Auto Rates listed

 

 

***Auto Loans older than 1998 will be priced & underwritten as UNSECURED.

 

*APR= Annual Percentage Rate.  Loan APR calculations based on loan amount of $20,000 and include a $90 document preparation as a prepaid finance charge.

 

*Rates subject to change at any time.