Real Estate Mortgage Rates 

Mortgage Type	Rate	APR*
15 Year Fixed	*Please Call for Rate
20 Year Fixed	*Please Call for Rate
30 Year Fixed	*Please Call for Rate
3 Year Balloon	*Please Call for Rate
5 Year Balloon	*Please Call for Rate
7 Year Balloon	*Please Call for Rate
Lots (20% Downpayment)	*Please Call for Rate
Spec House (20% Downpayment)	*Please Call for Rate
Home Equity Loan - 5 Year	*Please Call for Rate
Home Equity Loan - 7 Year	*Please Call for Rate
Home Equity Loan - 10 Year	*Please Call for Rate
Home Equity Line of Credit - Fixed 10 Year	*Please Call for Rate
Home Equity Line of Credit-Variable 10 Year	*Please Call for Rate

 All of Peru Federal Savings Bank's Real Estate Rates are Risk-Based.  Adjustments may be made to the rates listed above based on the customers loan to value & credit scores from the Credit Agencies.

*APR=Annual Percentage Rate

Mortgage Loans APR calculations based on loan amount of $100,000 & include prepaid finance charges.  Balloon Loans are amortized over 360 months. 

Consumer Loans APR calculations based on loan amount of $20,000 & include $60 document preperation as a prepaid finance charge.

*Rates subject to change at any time