Certificate of Deposit		IRA Certificate of Deposit
Requires $1,000.00 to open & interest is paid monthly.  No minimum balance to earn APY*.   Term In Months Rate APY* 3 Month 0.25% 0.25% 6 Month 0.35% 0.35% 9 Month 0.35% 0.35% 12 Month 0.50% 0.50% 18 Month 0.75% 0.75% 24 Month 0.80% 0.80% 30 Month 0.90% 0.90% 36 Month 1.09% 1.10% 48 Month 1.29% 1.30% 60 Month 1.59% 1.60%		Requires $10.00 to open & interest is paid monthly.  No minimum balance to earn APY*.   Term In Months Rate APY* 12 Month 0.50% 0.50% 18 Month 0.75% 0.75% 36 Month 1.09% 1.10% 60 Month 1.59% 1.60%

 

 * The initials APY refer to ANNUAL PERCENTAGE YIELD

There may be a substantial penalty for early withdrawal of Certificates of Deposit.