Passbook Savings Account		Statement Savings Account
Pays quarterly interest. There is a $1.00 per quarter service fee if the average daily balance falls below $100.00. The average daily balance must be greater than $10.00 to earn interest. Minimum amount to establish an account is $100.00. Average daily balance must be >$10.00 to earn APY.   Rate APY* 0.20% 0.20%		Pays monthly interest. There is a $1.00 per month service fee if the average daily balance falls below $100.00. The average daily balance must be greater than $10.00 to earn interest. Minimum amount to establish an account is $100.00. Average daily balance must be > $10.00 to earn APY.   Rate APY* 0.20% 0.20%

  *APY=Annual Percentage Yield

 

Cent-Sational Super Savers Club		E-Savings Account
Pays quarterly interest. No minimum balance. No monthly service fee. Minimum of $25.00 to establish an account. Open to children ages 12 and under. No minimum balance to earn APY.  Must have a parent or guardian on account.      Rate APY* 0.20% 0.20%		Pays monthly interest. There is a $1.00 per month service fee if the average daily balance falls below $100.00. The average daily balance must be greater than $10.00 to earn interest. Minimum amount to establish an account is $100.00. This account is ideal for Sweep Protection. Average daily balance must be > $10.00 to earn APY.   Rate APY* 0.15% 0.15%

*APY=Annual Percentage Yield

Christmas Club		Vacation Club
Pays interst quarterly & at maturity in October. No minimum opening deposit is required. No monthly service charge.  No minimum balance to earn APY.     Rate APY* 0.20% 0.20%		Pays interst quarterly & at maturity in May. No minimum opening deposit is required. No monthly service charge.  No minimum balance to earn APY.     Rate APY* 0.20% 0.20%

Rates are subject to change at any time.

*APY= Annual Percentage Yield